Friday, February 18, 2022 One of the toughest things to put a finger on when it comes to insurance is choosing liability limits. Liability starts with owning assets that could potentially harm the public—your automobile could hurt someone in an accident, your home’s front steps could be a tripping hazard to a visitor, or your boat could collide with another boat on the water. READ MORE >>
Friday, February 18, 2022Did you know Hardt Insurance has a commercial showing during previews on the silver screens of the Michigan Theater here in South Haven? If you haven't seen it yet, check it out at https://nocartoons.com/. READ MORE >>
Tuesday, May 18, 2021 As anyone knows who owns a home or business property, the time eventually comes when you need to invest and make updates to keep up with the forces of time and nature. For us here at Hardt Insurance, that time has come as we’ve been in the midst of making updates to our building. READ MORE >>
Tuesday, May 18, 2021 If you’ve taken a trip to the lumberyard lately to pick up materials for a home project, you know the cost of building materials is going crazy right now. Meanwhile, it’s tough to find a contractor with time to fit new projects into their schedules. READ MORE >>
Thursday, October 1, 2020 Changes in Auto Insurance Laws Could Mean It's Time to Review Your Insurance As you’ve probably heard, the State of Michigan has overhauled the Automobile no-fault system in an effort to reduce premium costs for consumers. The bulk of those changes took effect in July 2020. READ MORE >>
Friday, November 15, 2019 When the state passed laws in June 2019 to help control increasing automobile insurance prices, like anything in life, for consumers there will be positives and negatives. Part of the law took effect immediately, but the main areas affecting pricing don’t take effect until July 2020. READ MORE >>
Monday, October 7, 2019 The time before the coming winter months are a key time to do some preventative maintenance around your home. Winter can be the toughest season on a home, so it's best to be prepared. Freezing temperatures, weight of snow, or ice build-up can all cause problems for any home. READ MORE >>
Sunday, February 24, 2019 If you live out in the country or in a more rural area, there’s a chance you might get into some farming related activities. Homeowners policies cover your liability for the land that you reside on, but once you get into business or farm related activities, you can end up with policy coverage exclusions that could leave you without insurance when you need it most. READ MORE >>
Wednesday, October 3, 2018People always wonder, especially as their cars get older, whether to keep their vehicles on “full coverage” or “PLPD” liability only. Before we get too far, it’s important to explain what these mean. READ MORE >>
Saturday, August 4, 2018 What first appeared to be a bizarre property damage incident of fairly epic proportions has turned out to be a hoax. A significantly large blueberry was reported to have partially crushed a local home. Fortunately, it just turned out to be a reckless teenager playing around with graphic design, instead of doing his summer homework. READ MORE >>
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