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Home > Blog > Hardt Insurance Blog: michigan
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Hardt Insurance Blog: michigan

View the latest blog posts from Hardt Insurance.

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Thursday, October 1, 2020

Michigan Auto Insurance Reform Recap

Changes in Auto Insurance Laws Could Mean It's Time to Review Your Insurance As you’ve probably heard, the State of Michigan has overhauled the Automobile no-fault system in an effort to reduce premium costs for consumers.  The bulk of those changes took effect in July 2020. READ MORE >>

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Friday, November 15, 2019

Michigan Auto Insurance Reform Update

When the state passed laws in June 2019 to help control increasing automobile insurance prices, like anything in life, for consumers there will be positives and negatives.  Part of the law took effect immediately, but the main areas affecting pricing don’t take effect until July 2020. READ MORE >>

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Wednesday, October 3, 2018

Auto Insurance - Full Coverage vs PLPD

People always wonder, especially as their cars get older, whether to keep their vehicles on “full coverage” or “PLPD” liability only.  Before we get too far, it’s important to explain what these mean. READ MORE >>

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Thursday, June 28, 2018

College Life – Does My Child Need Renters Insurance?

Michigan has plenty of great colleges and universities to choose from. Sending a child off to college can be an emotional and stressful time. There are plenty of things that need to get handled, from paying the tuition bills, to meeting new roommates, to logistics of moving into new housing. READ MORE >>

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Wednesday, April 18, 2018

Spring Cleaning: 5 Tips to Keep Your Insurance Up to Date

Spring means time to sweep out the garage, clean up the yard, and brush up your insurance to make sure you are covered for when you might need it the most.  Here are 5 tips to keep things running smoothly on your insurance this spring. READ MORE >>

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Wednesday, April 18, 2018

Homeowners Insurance - 5 Ways to Your Best Price

As an insurance agent, I've had customers tell me, “I never use my home insurance, so why am I paying so much?” I often say, trust me- you don’t want to use it- you never want to go through the trauma of a major fire or broken pipe claim just to see your policy pay out. READ MORE >>

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Friday, July 7, 2017

3 Ways to Reduce Auto Insurance Premiums

I get asked all the time: “My car is one year older this year, so why did my car insurance not get any cheaper?”   The reality of the cost of car insurance these days is there are dozens, if not hundreds, of moving levers affecting the premium for each of us. READ MORE >>

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