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Hardt Insurance has been protecting our community for more than 100 years.

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Learn About Hardt Insurance

At Hardt Insurance, we believe that your insurance coverage should reflect both your needs and our deep-rooted commitment to the local community. Located in the heart of South Haven, MI, our agency has been locally owned and operated by dedicated community members since 1906. Our mission is to guide you through the insurance process with both experience and care.

We proudly support local organizations such as the South Haven Area Chamber of Commerce, Rotary Club, and Kiwanis Club. Our community involvement also extends to the Historical Association, local schools, Youth Development Company, and We Care INC. Our dedication to quality and service has been recognized with four consecutive “Best of South Haven” awards from the South Haven Tribune, The South Haven Chamber Business Excellence Award, and the Hastings Mutual Lifetime Achievement Award highlighting our commitment to excellence.

Why Go Independent?Learn About Us

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

PROUD MEMBERS

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The Solution to Your Insurance Needs

Hardt Insurance offers a variety of personal insurance and business insurance solutions to help you protect what matters most.

Personal Insurance

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Business Insurance

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Insurance by Industry

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Business Auto
Liability Coverage

Protects you from legal exposures and risks resulting from a covered accident.

Bodily Injury Liability Coverage

Can ease the financial burden of bodily harm or death resulting from an at-fault accident. It also typically includes coverage for legal costs.

Property Damage Liability Coverage

Protects you if your vehicle unintentionally causes damage to someone else's property.

Medical Payments Coverage

Helps pay for medical expenses for you and your vehicle's passengers following a covered accident, regardless of who is at fault.

Uninsured Motorist Coverage

Protects you from injuries and covered property damage caused by an uninsured or a hit-and-run driver. It sometimes includes underinsured motorist coverage for scenarios when the at-fault driver's insurance is inadequate.

Comprehensive Physical Damage Coverage

Compensates for the damage to your vehicle from theft, vandalism, flood, fire, and other covered non-collision risks.

Collision Coverage

Pays for damage to your vehicle in case of a collision with another object.

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Our Clients Rave About Us

Check out our reviews and see why you should switch to Hardt Insurance.

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Manage Your Policies

Already a client of Hardt Insurance? Visit our Service Center to make requests and manage your insurance.

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  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

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