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Learn About Hardt Insurance
At Hardt Insurance, we believe that your insurance coverage should reflect both your needs and our deep-rooted commitment to the local community. Located in the heart of South Haven, MI, our agency has been locally owned and operated by dedicated community members since 1906. Our mission is to guide you through the insurance process with both experience and care.
We proudly support local organizations such as the South Haven Area Chamber of Commerce, Rotary Club, and Kiwanis Club. Our community involvement also extends to the Historical Association, local schools, Youth Development Company, and We Care INC. Our dedication to quality and service has been recognized with four consecutive “Best of South Haven” awards from the South Haven Tribune, The South Haven Chamber Business Excellence Award, and the Hastings Mutual Lifetime Achievement Award highlighting our commitment to excellence.
Why Go Independent?Learn About Us
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
PROUD MEMBERS
The Solution to Your Insurance Needs
Hardt Insurance offers a variety of personal insurance and business insurance solutions to help you protect what matters most.
Liability Coverage
Risk Factor
Being involved in a covered accident can result in legal exposures and damages, potentially leading to costly legal battles and financial liabilities.
Solution
Liability Coverage protects you from costs like legal liability, accident-related injuries, or accident-based damage in the event of a covered accident.
Bodily Injury Liability Coverage
Risk Factor
At-fault accidents can result in severe bodily harm to others, imposing a heavy financial burden due to medical expenses and potential legal costs.
Solution
Bodily Injury Liability Coverage can ease the financial strain by covering expenses related to bodily harm or death from an at-fault accident, typically including legal costs.
Property Damage Liability Coverage
Risk Factor
Unintentional damage to someone else's property caused by your vehicle can lead to significant repair costs and financial liability.
Solution
Property Damage Liability Coverage protects you by covering the costs if your vehicle unintentionally causes damage to another person's property.
Medical Payments Coverage
Risk Factor
Accidents can result in medical expenses for you and your passengers, regardless of who is at fault, leading to unexpected financial burdens.
Solution
Medical Payments Coverage helps pay for these medical expenses, providing financial relief after a covered accident.
Uninsured Motorist Coverage
Risk Factor
Injuries and property damage caused by uninsured or hit-and-run drivers can leave you without adequate compensation, leading to financial hardship.
Solution
Uninsured Motorist Coverage protects you from these risks, covering injuries and property damage, and often includes underinsured motorist coverage for cases where the at-fault driver's insurance is insufficient.
Comprehensive Physical Damage Coverage
Risk Factor
Non-collision incidents like theft, vandalism, flood, or fire can cause significant damage to your vehicle, resulting in expensive repairs or replacement.
Solution
Comprehensive Physical Damage Coverage compensates for such damages, offering financial protection against these non-collision risks.
Collision Coverage
Risk Factor
Collisions with other objects can cause extensive damage to your vehicle, leading to costly repairs.
Solution
Collision Coverage pays for the damage to your vehicle in the event of a collision, alleviating the financial impact of such incidents.
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Our Clients Rave About Us
Check out our reviews and see why you should switch to Hardt Insurance.
“I recommend this insurance office! Very kind staff! Very helpful! They get to know you, by your first name!”
Kevin L.
“I love this place. Great place to go for your car insurance!”
Raven A.
“They really came through for me!!! Awesome team!!”
Teresa G.
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