Sunday, February 24, 2019 If you live out in the country or in a more rural area, there’s a chance you might get into some farming related activities. Homeowners policies cover your liability for the land that you reside on, but once you get into business or farm related activities, you can end up with policy coverage exclusions that could leave you without insurance when you need it most. READ MORE >>
Wednesday, October 3, 2018People always wonder, especially as their cars get older, whether to keep their vehicles on “full coverage” or “PLPD” liability only. Before we get too far, it’s important to explain what these mean. READ MORE >>
Saturday, August 4, 2018 What first appeared to be a bizarre property damage incident of fairly epic proportions has turned out to be a hoax. A significantly large blueberry was reported to have partially crushed a local home. Fortunately, it just turned out to be a reckless teenager playing around with graphic design, instead of doing his summer homework. READ MORE >>
Thursday, June 28, 2018 Michigan has plenty of great colleges and universities to choose from. Sending a child off to college can be an emotional and stressful time. There are plenty of things that need to get handled, from paying the tuition bills, to meeting new roommates, to logistics of moving into new housing. READ MORE >>
Wednesday, April 18, 2018 Spring means time to sweep out the garage, clean up the yard, and brush up your insurance to make sure you are covered for when you might need it the most. Here are 5 tips to keep things running smoothly on your insurance this spring. READ MORE >>
Wednesday, April 18, 2018As an insurance agent, I've had customers tell me, “I never use my home insurance, so why am I paying so much?” I often say, trust me- you don’t want to use it- you never want to go through the trauma of a major fire or broken pipe claim just to see your policy pay out. READ MORE >>
Friday, July 7, 2017I get asked all the time: “My car is one year older this year, so why did my car insurance not get any cheaper?” The reality of the cost of car insurance these days is there are dozens, if not hundreds, of moving levers affecting the premium for each of us. READ MORE >>
Thursday, April 27, 2017Short-term vacation rental properties are popping up everywhere, especially in popular resort areas like the Lake Michigan shoreline. From South Haven to Saugatuck, Covert to Glenn, and the inland lakes and beyond, vacation rentals are big business. READ MORE >>
Sunday, March 26, 2017When buying home or property insurance, there are a few common valuation choices for how your home or business would be covered in a loss. Valuation has to do with how claim dollar amounts are arrived at, in connection with the physical damage to your property. READ MORE >>
Friday, January 27, 2017Many of us belong to or serve on boards of non-profit organizations. From service to social clubs, business groups, churches, youth service, or food assistance, these groups are very important to our communities. But just because their missions are often noble, it doesn’t mean they are immune to liability for their operations and actions. READ MORE >>
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