Hardt Insurance Blog: homeowners
View the latest blog posts from Hardt Insurance.
Friday, February 18, 2022 One of the toughest things to put a finger on when it comes to insurance is choosing liability limits. Liability starts with owning assets that could potentially harm the public—your automobile could hurt someone in an accident, your home’s front steps could be a tripping hazard to a visitor, or your boat could collide with another boat on the water. READ MORE >>
Tuesday, May 18, 2021 If you’ve taken a trip to the lumberyard lately to pick up materials for a home project, you know the cost of building materials is going crazy right now. Meanwhile, it’s tough to find a contractor with time to fit new projects into their schedules. READ MORE >>
Monday, October 7, 2019 The time before the coming winter months are a key time to do some preventative maintenance around your home. Winter can be the toughest season on a home, so it's best to be prepared. Freezing temperatures, weight of snow, or ice build-up can all cause problems for any home. READ MORE >>
Saturday, August 4, 2018 What first appeared to be a bizarre property damage incident of fairly epic proportions has turned out to be a hoax. A significantly large blueberry was reported to have partially crushed a local home. Fortunately, it just turned out to be a reckless teenager playing around with graphic design, instead of doing his summer homework. READ MORE >>
Wednesday, April 18, 2018As an insurance agent, I've had customers tell me, “I never use my home insurance, so why am I paying so much?” I often say, trust me- you don’t want to use it- you never want to go through the trauma of a major fire or broken pipe claim just to see your policy pay out. READ MORE >>
Sunday, March 26, 2017When buying home or property insurance, there are a few common valuation choices for how your home or business would be covered in a loss. Valuation has to do with how claim dollar amounts are arrived at, in connection with the physical damage to your property. READ MORE >>