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Hardt Insurance Blog: homeowners

View the latest blog posts from Hardt Insurance.

The time before the coming winter months are a key time to do some preventative maintenance around your home. Winter can be the toughest season on a home, so it's best to be prepared. Freezing temperatures, weight of snow, or ice build-up can all cause problems for any home. READ MORE >>

What first appeared to be a bizarre property damage incident of fairly epic proportions has turned out to be a hoax.  A significantly large blueberry was reported to have partially crushed a local home.  Fortunately, it just turned out to be a reckless teenager playing around with graphic design, instead of doing his summer homework. READ MORE >>

As an insurance agent, I've had customers tell me, “I never use my home insurance, so why am I paying so much?” I often say, trust me- you don’t want to use it- you never want to go through the trauma of a major fire or broken pipe claim just to see your policy pay out. READ MORE >>

When buying home or property insurance, there are a few common valuation choices for how your home or business would be covered in a loss. Valuation has to do with how claim dollar amounts are arrived at, in connection with the physical damage to your property. READ MORE >>

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