Auto insuranceCar insuranceInsurance Auto Insurance in Michigan – Full Coverage vs PLPD People always wonder, especially as their cars get older, whether to keep their vehicles on “full coverage” or “PLPD” liability…Tom RummelJanuary 26, 2025
Farm insuranceInsurance Do you need a Farm insurance policy? If you live out in the country or in a more rural area, there’s a chance you might get into…Tom RummelJanuary 26, 2025
Bodily injuryInsuranceLiability limitsUmbrella Insurance Liability Limits – Why Should I Care? One of the toughest things to put a finger on when it comes to insurance is choosing liability limits. Liability…Hardt InsuranceSeptember 12, 2024
Business InsuranceChurch insuranceDirector & Officer LiabilityInsuranceNon-profit insurance Non-Profit Groups Have Special Insurance Needs Many of us belong to or serve on boards of non-profit organizations. From service to social clubs, business groups, churches,…Tom RummelAugust 28, 2024
College studentInsuranceRenters insurance College Life – Does my student need renters insurance? Michigan has plenty of great colleges and universities to choose from. Sending a child off to college can be an…Tom RummelAugust 1, 2024
BundlingHomeowners insuranceInsurance Homeowners Insurance – 5 Ways to Your Best Price As an insurance agent, I've had customers tell me, “I never use my home insurance, so why am I paying…Tom RummelJuly 19, 2024
InsuranceShort Term Rental insuranceVacation Rental property insurance Vacation Rental Property Insurance – 3 Tips Short-term vacation rental properties are popping up everywhere, especially in popular resort areas like the Lake Michigan shoreline. From South Haven to…Tom RummelApril 14, 2024
Insurance Spring Cleaning – 5 Tips to Keep Your Insurance Up to Date Spring means time to sweep out the garage, clean up the yard, and brush up your insurance to make sure…Tom RummelMarch 14, 2024
Actual Cash ValueHomeowners insuranceInsuranceReplacement Cost Property Insurance Valuation – Understand What You’ve Bought When buying home or property insurance, there are a few common valuation choices for how your home or business would…Tom RummelOctober 20, 2023
Insurance Hardt Insurance on the Big Screen Did you know Hardt Insurance has a commercial showing during previews on the silver screens of the Michigan Theater here…Tom RummelJuly 12, 2023